About

Premium Benefit Planning

michael-yates
Who we are

About us

Premium Benefit Planning is a leading Employee Benefits Brokerage Firm that provides innovative solutions to meet the needs of both employers and employees. Founded by Michael Yates in 2003,  Premium Benefit Planning delivers unparalleled services and support to small and medium-sized businesses.

Specializing in Employee Benefit Solutions, we offer a wide range of options to help companies manage health, dental, and vision benefits. We use the latest technology and financial solutions to bring the most strategic solutions to meet your unique needs.

A shared passion for exploration and adventure.

Together with his wife Brenda, Michael embarked on this journey with a shared passion for exploration and adventure, and today, those experiences weave their way into our approach to providing cost-saving solutions for your business.
 
Their love for travel and their belief that the world is a vast tapestry of unique experiences inspire us to bring a fresh perspective to the world of benefit and cost-saving solutions.
 
At Premium Benefit Planning, we specialize in Employee Benefit Solutions, offering a wide array of options to help businesses effectively manage health, dental, and vision benefits. We leverage the latest technology and financial solutions to provide you with the most strategic solutions tailored to your specific needs. Just as we navigate personal challenges with determination, we bring that same commitment to our professional endeavors, ensuring that your business’s unique requirements are met.
 
We understand that every business is distinctive, and that’s why our core values center around exceptional customer service and unwavering dedication to helping our clients. Our mission is to provide tailor-made solutions and cost-saving strategies, ensuring your business thrives.
What we are up to

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Weekend check-in for

Weekend check-in for local business owners:

Fall can get busy quickly, and year-end benefits decisions often arrive before there is time to take a thoughtful look at the details.

A little time now can help you ask the right questions: Does your current PEO, payroll support, and employee benefits arrangement still fit your team? Are your group health insurance options, dental and vision coverage, and voluntary benefits aligned with where your business is today?

January 1 can offer a clean-reset opportunity, but the best decisions usually start with an unhurried conversation well before then.

At Premium Benefit Planning, we are always happy to be a sounding board for fellow small and mid-sized business owners. If you are weighing options or simply want a second perspective, we are here to help.
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3 days ago
A PEO can take a lot

A PEO can take a lot off a growing business’s plate—but it is helpful to understand exactly what that support includes.

In plain language, a professional employer organization may help with payroll administration, HR support, compliance guidance, workers’ compensation coordination, and access to employee benefit options. For many employers, that can mean more time to focus on people, customers, and growth.

But as your business evolves, it is worth asking whether your current PEO is still delivering the right level of value, service, flexibility, and benefits support for your team.

At Premium Benefit Planning, we help employers look at the full picture and determine whether their current arrangement still fits their goals. If a January 1 reset is on your radar, now is a good time to start evaluating your options—without pressure.

Could a review of your PEO arrangement uncover opportunities for better benefits support or cost savings?
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2 weeks ago
Twenty-five years ag

Twenty-five years ago, the world changed, and the courage, resilience, and unity that followed reminded us of what we are capable of in our darkest moments.

On Patriot Day, we pause to honor the lives lost on September 11, 2001, and to pay tribute to the first responders, volunteers, and everyday individuals who showed extraordinary strength when it mattered most.

We remember. We honor. We will never forget.
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3 weeks ago

At Premium Benefit Planning, we believe that finding affordable, comprehensive coverage should be simple and stress-free. Whether you are seeking coverage for the first time or want to enhance your existing insurance plan, Premium Benefit Planning is here to help you make the best decision for your business.