In today’s business world, employee benefits are a top expense that companies face. With the complexity of healthcare, it’s challenging for employers to find the right balance between quality benefits and cost-effective solutions. Premium Benefit Planning understands these challenges and provides a variety of solutions to assist companies in managing their benefits.
At Premium Benefits Planning, we believe that individuals should have access to affordable healthcare options, and we offer Individual Health Insurance Options (ACA) to ensure that individuals have the coverage they need to protect themselves and their families.
Self Funded Plans are an excellent option for companies with over 50 enrolled employees. This approach allows you to take back control and understand where your dollars are being spent, resulting in potential cost savings.
Level Funded Plans provide a more conservative approach but still give control back to the employer rather than the carrier. This option allows you to set a fixed monthly cost for your healthcare plan, giving you greater predictability and control over expenses.
HSA (Health Savings Account) and HRA (Health Reimbursement Arrangement) are also great supplemental insurance strategies. We utilize technology to bring savings to your company while still offering high-quality benefits to your employees.
GAP Plans (Guaranteed Asset Protection Plans) are an excellent way to protect your employees from high deductibles in the hospital. These plans can help fill gaps in coverage and reduce out-of-pocket expenses for your employees.